Banking Loans

Requirement & Eligibity critiria.

1. ID & Address proof (any-one): Aadhar/DL/Passport/Voter.

2. Property proofs: Photocopy of draft sale deed and chain title documents (if any)

3. Valid income proof:

Salaried: Last 2 months salary slip/ latest ITR or Form 16/ last 6 months bank statement.

Self-employed: Latest ITR/ balance sheet or P&L/ GST return/ last 12 months statements or CC statements etc

Requirement & Eligibility criteria. 

1. Employment: Salaried and Self-Employed Individuals.

2. Age: Anyone aged between 21 to 60 years can apply for this personal loan.

3. CIBIL score: To obtain the personal loan, applicants need to have a good credit record and a CIBIL score of 730 and above.

Requirement & Eligibility criteria. 

1. Ownership proof: Office or residence ownership docs.

2. Business Proof : Shop Act License/MOA & AOA/GST registration/ITR, Partnership Deed

3. Any one of the below:

* Basis Banking - Latest 2 years ITR and Net worth statement, Latest 6 months Bank statements

* Basis GST - Latest 6 months banking, GST returns for the last 12 months, Latest ITR and computation.

* Basis income - Latest 2 years ITR & computation, Latest 2 years audited P&L & Balance sheet, Latest 6 months Bank statements

Requirement & Eligibility criteria. 

1. Identity Proof: Pancard & Aadhar.

2. Address: Aadhar/Electricity.

3. Income Proofs: Current Salary Slips/Latest Form 16/Current ITR.

4. Bank Statement: Latest 6 months.

4. New car dealer documents: Proforma invoice, Insurance, Margin money, Tax invoice.

Requirement & Eligibility criteria. 

1. Identity proof: Aadhar & Pancard.

2. Income Proofs: Current Salary Slips/Latest Form 16/Current ITR.

3. Statement: Latest 3 to 6 months bank statements.

4. RC Book and Insurance: Copy of the vehicle's RC & Insurance.

* Self-Employed:

* Resident Indians only
* Aged between 21-70 years
* Min 2 years of business continuity
* Must earn min ₹1.5 lakh per annum.

* Salaried:

* Resident & Non-Resident Indians
* Aged between 21-60 years
* Minimum 1 years of experience
* Must earn min ₹1.8 lakh per annum

Requirement & Eligibility criteria. 

1. Age above 21 years

2. Age between 18-21 years with mandatory co-applicant.

3. Passport-size photograph.

4. Any valid identity/address proof: Aadhar/DL/Voter.

5. Loan application form.

Requirement & Eligibility criteria. 

A. For Salaried

* ID proof: Aadhar & Pancard.

* Income Proof: Latest 2 years’ ITR/Form 16, Last 6 months’ bank statement reflecting salary credit, latest 3 months’ salary slips.

* Details of Running Loans If any: Sanction letter, amort schedule/account statement
* Property Document: Complete chain of property title deeds, approved layout/plan

B. For Self-Employed

* ID proof: Aadhar & Pancard.

* Business Proof: Shop Act License/MOA & AOA/GST registration/ITR, Partnership Deed.

* Details of Running Loans if any: Sanction letter, amort schedule/account statement

* Property Document: Complete chain of property title deeds, approved layout/plan.

C. Any one of the additional documents set basis selected program:

* Basis banking: Latest year ITR along with latest year’s financials, Latest 6 months Bank statements for loans up to 2 Crs, otherwise 12 months.

* Basis GST: Last 1 yr ITR, 1 yr financials/ CA net worth statement, Latest 3 months’ bank statements, GST returns for the last 12 months.

* Basis Income: Latest year ITR along with latest year’s financials, Latest 6 months Bank statements for loans up to 2 Crs, otherwise 12 months

Time: 5-7 days. (Depends of customer profile)